NYC Bankruptcy Blog

November 2, 2015

The New “Chip” Credit Cards: What You Should Know

Swiping your credit card could soon be a thing of the past. Banks have been sending out new chip-enabled credit cards that have to be inserted and held in a credit card reader to complete a transaction. These new cards look similar to your old credit cards, but now have a small metallic chip on the […]
October 7, 2015

Beware of Scams by Credit Repair Companies

Almost everyone knows someone who is struggling with credit problems.  Sometimes, people turn to companies that offer “credit repair services” for help.  If you know someone who is thinking about using one of these companies, tell them to be careful.  Over the years, we have seen some of our clients ripped off by so-called “credit repair […]
September 14, 2015

Beware of the Lending Club: NY Times Quotes Juntikka On New “Non-Bank” Lenders

Beware of the Lending Club: NY Times Quotes Juntikka On New “Non-Bank” Lenders     A reporter from the New York Times recently called me for help on a story.  He asked me if I had heard of a new lender called the “The Lending Club.”  I told him that I had been coming across that […]
August 4, 2015

How To Identify Good Charities vs. Bad Charities And What You Need To Look Out For

How To Identify Good Charities vs. Bad Charities And What You Need To Look Out For Charities do some really great work. UNICEF, Bread for the World, the Thurgood Marshal College Fund, the Breast Cancer Research Foundation and many, many charities alleviate suffering and help struggling families in the United States and all over the world. […]
June 22, 2015

Juntikka Consumer Alert: Car Shopping? Free Websites Spot Flood Damaged Cars Before You Buy Them

Watch Out For Car Dealers That Are Selling Water Damaged Cars Unscrupulous car dealers are selling flood damaged cars to unsuspecting consumers by covering up the tell-tale signs of water damage.   If you know anyone buying a used car, warn them.   Let them know about: (1) the websites that identify these cars; and (2) the tips […]
June 11, 2015

Watch Out For Scammers Pretending To Be Your Credit/Debit Card Company’s Fraud Department

Last Saturday, I got a voicemail message on my cell phone.  The caller said that he was calling from Bank of America.  He said that my debit card had been locked because of suspicious activity.  He asked me to call a customer service number to confirm this and to get a new debit card right away. […]
June 9, 2015

Stop Paying Bank Fees And ATM Fees

It seems like every year banks come up with new ways to nickel and dime their customers. Between various banking fees and ATM fees, the individual charges may seem small but altogether, these charges can add up. No one should have to pay for basic banking services. This is especially true because these services cost the […]
May 28, 2015

Chase and Bank of America Agree to Fix Millions of Credit Reports for People Who Filed for Bankruptcy

As you may know, our law firm has been fighting with various banks to stop them from ruining our clients’ credit reports after bankruptcy.  I am happy to report the following: Chase and Bank of America will clean the credit reports for millions of people who filed for bankruptcy in the next 90 Days.  Here are […]
February 20, 2015

Beware of Debt Collectors Pretending To Be Law Enforcement

Debt Collectors Pretending To Be Law Enforcement And Threatening Jail Time Let’s be perfectly clear about this: In New York State, You Cannot Go To Jail Just Because You Have An Overdue Debt – Period. Nevertheless, debt collectors are increasingly pretending to be law enforcement and they are calling and emailing people about overdue debts and […]
February 12, 2015

How To Get Help From A City Agency

1. Do You Need Help From The City? Did you ever need help from a City Agency?  Did you have trouble with the schools, garbage pick-up, housing, noise complaints, elder care or some other city-related problem? Typically, people contact the City Agency involved or dial “311” – the New York City helpline.  Hopefully, the City Agency […]