NYC Bankruptcy Blog

December 5, 2014

Wireless Pickpockets Can Steal Credit/Debit Cards Without Reaching Into Your Purse or Wallet

In my efforts to (1) alert you to consumer scams and (2) suggest ways to avoid them, I discovered this one.  It is pretty scary. The Scam: Credit Card “Wireless” Skimming If your credit card is in your wallet and your wallet is deep inside of your purse or pocket, then it would be impossible for […]
December 1, 2014

Charles Juntikka Consumer Alert: New York State Law Protects Bank Accounts From Creditors

Many people think that if they owe money to a creditor, the creditor can sue them and take their bank account.  But, this hasn’t been completely true in New York State for five years. Most people are surprised to learn that New York State passed a law protecting bank accounts.  If you have less than $2,100 […]
November 20, 2014

Consumer Alert: Charles Juntikka Suing Banks for Bankruptcy Fraud

There are two main points in today’s consumer alert:  (1) The credit card companies are trying to fraudulently ruin credit reports of people who received bankruptcy help; and (2) what you can do about it. One: The  Banks  Are  Fraudulently  Leaving  Bad  Marks  on People’s Credit Reports After They Receive Bankruptcy Help Today at 10 am, […]
October 22, 2014

Consumer Alert re: IRS Fraud

Recently, I had a distraught friend telephone me and say that the IRS called him demanding immediate payment on his taxes or the police would come to put him in jail. I did some investigating and discovered that recently, there have been scam artists who call people and pretend to be representatives from the IRS.  Victims […]
September 16, 2013

New York City Bankruptcy Attorney Charles Juntikka: Don’t Be Fooled By “Fake” Credit Scores

Lately, a lot of clients have asked me questions about credit scores.  There seems to be some confusion about credit scores.  I think this has been caused by the various TV Ads pushing “free” credit scores.  These TV Ads are put out by the credit report companies: Experian, Equifax and Trans Union.  They use their own credit […]
August 22, 2013

Does Bankruptcy Affect My Immigration Status?

Many clients are worried that filing for bankruptcy will affect their immigration status.  Bankruptcy does NOT affect immigration status. Every American has a right to file for bankruptcy.  That right is enshrined in the Constitution of the United States.  America is a country dedicated to giving people a “fresh start.”  A basic American value is our […]
August 7, 2013

Can Filing Bankruptcy Stop an Eviction in New York?

Many clients come to me with crushing credit card debt.  Unsurprisingly, many of these same financially struggling individuals are behind on paying their rents.  Many come to me with the landlord threatening to evict them from their homes.  They desperately want to know if bankruptcy can stop an eviction. The answer is yes – Bankruptcy can […]
July 19, 2013

Whitney Houston’s Cousin – Legendary Singer Dionne Warwick – Files for a Bankruptcy Fresh Start

When Famous People File for Bankruptcy & What it Means for All Financially Struggling Americans On March 20, 2013, legendary singer Dionne Warwick and cousin of Whitney Houston (singer of the hit song “Do You Know The Way To San Jose”) filed for Chapter 7 bankruptcy. When famous people like Ms. Warwick file for bankruptcy help, […]
June 14, 2013

Do I Have to Go to a Class to File for Bankruptcy in New York?

Clients often tell me that they heard from a friend that you have to go to a class before you file for bankruptcy. When people hear that they have to go to a “class” – they think that they are going to have to go to a school and listen to a teacher teach a course.  […]
May 29, 2013

Can I File Bankruptcy If I Can’t Remember Who I Owe Money To?

Believe it or not, it is not that easy to know exactly who you owe.  If you are late paying credit card debts, the banks sell and re-sell your debt many times.  You start to get letters from people you never heard of – people demanding money from you without even saying who originally “owned” the debt. […]