February 20, 2015

Beware of Debt Collectors Pretending To Be Law Enforcement

Debt Collectors Pretending To Be Law Enforcement And Threatening Jail Time Let’s be perfectly clear about this: In New York State, You Cannot Go To Jail Just Because You Have An Overdue Debt – Period. Nevertheless, debt collectors are increasingly pretending to be law enforcement and they are calling and emailing people about overdue debts and […]
February 12, 2015

How To Get Help From A City Agency

1. Do You Need Help From The City? Did you ever need help from a City Agency?  Did you have trouble with the schools, garbage pick-up, housing, noise complaints, elder care or some other city-related problem? Typically, people contact the City Agency involved or dial “311” – the New York City helpline.  Hopefully, the City Agency […]
December 5, 2014

Wireless Pickpockets Can Steal Credit/Debit Cards Without Reaching Into Your Purse or Wallet

In my efforts to (1) alert you to consumer scams and (2) suggest ways to avoid them, I discovered this one.  It is pretty scary. The Scam: Credit Card “Wireless” Skimming If your credit card is in your wallet and your wallet is deep inside of your purse or pocket, then it would be impossible for […]
November 20, 2014

Consumer Alert: Charles Juntikka Suing Banks for Bankruptcy Fraud

There are two main points in today’s consumer alert:  (1) The credit card companies are trying to fraudulently ruin credit reports of people who received bankruptcy help; and (2) what you can do about it. One: The  Banks  Are  Fraudulently  Leaving  Bad  Marks  on People’s Credit Reports After They Receive Bankruptcy Help Today at 10 am, […]
October 22, 2014

Consumer Alert re: IRS Fraud

Recently, I had a distraught friend telephone me and say that the IRS called him demanding immediate payment on his taxes or the police would come to put him in jail. I did some investigating and discovered that recently, there have been scam artists who call people and pretend to be representatives from the IRS.  Victims […]
November 1, 2013

New Best-In-Class Responsive Website

With trends in online usage rising, particularly mobile search, we’ve redesigned our websites to provide our visitors with the best possible user experience. Thank you to our partners at Trighton Interactive, a Law Firm SEO and web design agency, for their help making our vision a reality. We hope you find our new website to be […]
September 16, 2013

New York City Bankruptcy Attorney Charles Juntikka: Don’t Be Fooled By “Fake” Credit Scores

Lately, a lot of clients have asked me questions about credit scores.  There seems to be some confusion about credit scores.  I think this has been caused by the various TV Ads pushing “free” credit scores.  These TV Ads are put out by the credit report companies: Experian, Equifax and Trans Union.  They use their own credit […]
July 19, 2013

Whitney Houston’s Cousin – Legendary Singer Dionne Warwick – Files for a Bankruptcy Fresh Start

When Famous People File for Bankruptcy & What it Means for All Financially Struggling Americans On March 20, 2013, legendary singer Dionne Warwick and cousin of Whitney Houston (singer of the hit song “Do You Know The Way To San Jose”) filed for Chapter 7 bankruptcy. When famous people like Ms. Warwick file for bankruptcy help, […]
April 16, 2013

Is it too late to file bankruptcy in New York if I already have a judgment against me?

People often ask me if it is too late to file bankruptcy if there is already a judgment against him or her. The answer is NO. Bankruptcy Court is a federal court.  The Bankruptcy Court and the Bankruptcy Law overrides the state court, including Civil Courts in New York City, Brooklyn, Bronx and Queens, and can […]
April 12, 2013

Can I file bankruptcy if I have filed before?

The answer is yes depending on how many years have passed since the last bankruptcy. You can file Chapter 7 bankruptcy again if it has been eight (8) years since the last filing. Over the past 28 years, I have filed tens of thousands of bankruptcies for New York and New Jersey residents. Times are especially […]